Privacy Policy

This Privacy Policy explains what information Oak & Cents ("we", "us") collects when you visit oakandcents.com and how we use it. By using the site you agree to this policy.

Information we collect

Information you send us. If you email us, we receive your email address and whatever you include in your message.
Newsletter sign-ups. If you sign up for our newsletter or free printable tracker, we collect your email address. Sign-ups are handled by our email service provider, Kit (kit.com), which stores your address, sends our emails and may record whether an email is opened or a link is clicked. We use double opt-in: you are added only after you click the confirm button in our first email. Every email includes an unsubscribe link.
Automatically collected information. Like most websites, our hosting provider and analytics tools may log your IP address, browser type, device type, pages visited, referring page and the date and time of your visit.
Cookies and similar technologies. Small files stored on your device that help sites work, remember preferences and measure traffic. See below.

We do not ask you to enter bank account, credit card or Social Security numbers on this site, and you should never send them to us.

How we use information

To operate, secure and improve the site and its content.
To understand which articles are helpful, using aggregated traffic statistics.
To reply to messages you send us.
To send the newsletter and free printables you asked for.
To show advertising and measure affiliate referrals (see below).
To comply with the law.

Cookies, analytics and advertising

We and our partners may use cookies and similar technologies for analytics, to remember settings and, if we enable them, to show ads. Third-party ad networks and advertisers (for example, Google AdSense or other display ad networks) may place and read cookies or use web beacons on your browser to serve ads based on your visits to this and other websites. These companies have their own privacy policies and we do not control their cookies.

You can block or delete cookies in your browser settings. Some features may not work without them.
You can learn about interest-based advertising and opt out through the Digital Advertising Alliance or the Network Advertising Initiative.
You can use the "Global Privacy Control" setting in supporting browsers to signal an opt-out of sale or sharing.

Affiliate links

Some links on the site are affiliate links. If you click one, the merchant or its affiliate network may set a cookie to track that the visit came from us so we can be credited if you buy. See our Affiliate & Advertising Disclosure.

Pinterest and other third-party services

Our articles may include images and links to Pinterest and other services. If you save or share content there, that service's privacy policy applies. We may also link to outside websites that we do not control.

How we share information

We do not sell your personal information for money. We share information with service providers that help run the site (hosting, analytics, advertising and email), when required by law, or to protect our rights and the safety of others. Some advertising and analytics sharing may count as "sale" or "sharing" under some state laws; see below.

Your privacy rights

Depending on where you live (for example California, Colorado, Connecticut, Virginia and other US states), you may have the right to know what personal information we hold about you, to request that we delete or correct it, and to opt out of the sale or sharing of personal information for targeted advertising. To make a request, contact us using the details below. We will not treat you unfairly for exercising these rights.

Children

This site is intended for adults. We do not knowingly collect personal information from children under 13. If you believe a child has sent us information, contact us and we will delete it.

Data retention and security

We keep information only as long as needed for the purposes above. We use reasonable safeguards, but no method of transmission or storage is completely secure.

Changes to this policy

We may update this policy from time to time. The "last updated" date at the top shows the latest version.

Contact us

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